Charles Stanley & Co. Ltd

Funds

MI Charles Stanley Equity Fund

The Fund aims to generate capital growth from a portfolio consisting predominantly of companies which form part of the Morningstar UK GR Index. The portfolio will concentrate on the larger constituents of the Morningstar UK GR Index.

The Fund is actively managed and the investment manager has discretion to select its investments. The Fund aims to outperform its benchmark, which is the Morningstar UK GR Index, although there is no guarantee that this will be achieved. Companies are selected on a “bottom up” approach with careful stock selection the key.

The Fund may also invest in collective investment schemes, bonds (which are like loans that pay a fixed or variable rate of interest issued by companies and governments) and money market instruments and cash.

The Fund will only use derivatives (financial instruments whose value is linked to the rise and fall of other assets) for the purposes of efficient portfolio management, with the aim of managing risk and cost.

MI Charles Stanley Monthly High Income Fund

The Fund aims to provide a high income with the potential for capital growth from a low risk portfolio consisting predominantly of UK bonds, which are like loans that pay a fixed or variable rate of interest, issued by companies and governments, shares of companies and preference shares, which are shares with special rights to income or capital, that aim to generate a high income.

The Fund is actively managed and the investment manager has discretion to select its investments.  The Fund must hold at least 60% of its investments in bonds in order to retain its identity as a “Distribution Fund” for tax purposes.

The Fund may also invest in shares of companies that have a good record of proven management and rising dividend payments, collective investment schemes and money market instruments and cash.

The Fund will only use derivatives for the purposes of efficient portfolio management, with the aim of managing risk and cost.

MI Charles Stanley UK and International Growth Fund

The Fund aims to generate capital growth from a diversified portfolio of shares of global companies, with a focus on UK “blue-chip” companies; these are leading, well-established companies with a record of stable and reliable growth.

The Fund is actively managed and the investment manager has discretion to select its investments.

The Fund may also invest in collective investment schemes, bonds (which are like loans that pay a fixed or variable rate of interest issued by companies and governments), exchange traded funds (funds which are traded on a stock exchange which aim to track an index or a number of different assets) and money market instruments and cash.

The Fund will only use derivatives (financial instruments whose values linked to the rise and fall of other assets) for the purposes of efficient portfolio management, with the aim of managing risk and cost.

MI Charles Stanley Multi Asset Adventurous Fund

The Fund aims to achieve a combination of capital growth and income over the medium to long term (that is, over five years or more).

The Fund will aim to deliver gross investment returns of inflation (as measured by the Consumer Price Index) plus 4%, over a 5-year period. However, there is no guarantee that this return will be achieved and investors should note that capital is at risk.

The Fund has a flexible investment approach with a moderately defensive risk profile and will gain exposure to a globally diversified range of investments. The Fund will be up to 100% invested in company shares through either direct or indirect investment. Other investments can include: bonds (which are like loans that pay a fixed or variable rate of interest) issued by companies or governments; cash, currencies, other investment funds and indirect investment in commodities (such as agricultural products, precious metals and oil) and real estate.

The Investment Manager has discretion on which investments to hold in the Fund without any geographic restrictions.

The Fund can use derivatives, which are financial instruments whose value is linked to the rise and fall of other assets, for both efficient portfolio management and investment purposes.

MI Charles Stanley Multi Asset Moderate Fund

The Fund aims to achieve a combination of capital growth and income over the medium to long term (that is, over five years or more).

The Fund will aim to deliver gross investment returns of inflation (as measured by the Consumer Price Index) plus 2%, over a 5-year period. However, there is no guarantee that this return will be achieved and investors should note that capital is at risk.

The Fund has a flexible investment approach with a moderately defensive risk profile and will gain exposure to a globally diversified range of investments. The Fund will be up to 75% invested in company shares through either direct or indirect investment. Other investments can include: bonds (which are like loans that pay a fixed or variable rate of interest) issued by companies or governments; cash, currencies, other investment funds and indirect investment in commodities (such as agricultural products, precious metals and oil) and real estate.

The Investment Manager has discretion on which investments to hold in the Fund without any geographic restrictions.

The Fund can use derivatives, which are financial instruments whose value is linked to the rise and fall of other assets, for both efficient portfolio management and investment purposes.

MI Charles Stanley Multi Asset Growth Fund

The Fund aims to achieve a combination of capital growth and income over the medium to long term (that is, over five years or more).

The Fund will aim to deliver gross investment returns of inflation (as measured by the Consumer Price Index) plus 3%, over a 5-year period. However, there is no guarantee that this return will be achieved and investors should note that capital is at risk.

The Fund has a flexible investment approach with a moderately defensive risk profile and will gain exposure to a globally diversified range of investments. The Fund will be up to 85% invested in company shares through either direct or indirect investment. Other investments can include: bonds (which are like loans that pay a fixed or variable rate of interest) issued by companies or governments; cash, currencies, other investment funds and indirect investment in commodities (such as agricultural products, precious metals and oil) and real estate.

The Investment Manager has discretion on which investments to hold in the Fund without any geographic restrictions.

The Fund can use derivatives, which are financial instruments whose value is linked to the rise and fall of other assets, for both efficient portfolio management and investment purposes.